<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Morning Thoughts | Homes By Luke</title><link>https://www.homesbyluke.com/morning-thoughts/</link><description>Real estate notes from Luke Miller in Rochester, Minnesota.</description><language>en-us</language><item><title>Now Is The Time to Negotiate</title><link>https://www.homesbyluke.com/morning-thoughts/now-is-the-time-to-negotiate/</link><guid>https://www.homesbyluke.com/morning-thoughts/now-is-the-time-to-negotiate/</guid><description>Rochester Buyers: Now Is the Time to Negotiate Stop Renting This Winter: Rochester Buyers Finally Have Leverage If you&#39;ve been renting in Rochester and…</description><pubDate>Thu, 22 Oct 2026 14:01:07 GMT</pubDate></item><item><title>Late Nights, Early Mornings, and Showing Up Anyway</title><link>https://www.homesbyluke.com/morning-thoughts/late-nights-early-mornings-and-showing-up-anyway/</link><guid>https://www.homesbyluke.com/morning-thoughts/late-nights-early-mornings-and-showing-up-anyway/</guid><description>Having a baby brings late nights, broken sleep, and early mornings. A personal reflection on discipline, showing up when you&#39;re tired, and finding growth in the process.</description><pubDate>Fri, 09 Oct 2026 07:35:52 GMT</pubDate></item><item><title>Sell first, then buy? How Rochester sellers time both moves</title><link>https://www.homesbyluke.com/morning-thoughts/sell-before-you-buy-rochester-mn/</link><guid>https://www.homesbyluke.com/morning-thoughts/sell-before-you-buy-rochester-mn/</guid><description>Selling your Rochester home and buying the next one? How to time both moves: sell first, buy first, or a sale contingency, plus the cash gap in between.</description><pubDate>Wed, 07 Oct 2026 00:00:00 GMT</pubDate></item><item><title>Kasson or Rochester? What buyers trade when they leave city limits</title><link>https://www.homesbyluke.com/morning-thoughts/kasson-vs-rochester-where-to-buy/</link><guid>https://www.homesbyluke.com/morning-thoughts/kasson-vs-rochester-where-to-buy/</guid><description>Kasson or Rochester? Commute, yard, schools, and county taxes for buyers who work in town or at Mayo. Local notes from Luke Miller, Real Estate Expert.</description><pubDate>Tue, 06 Oct 2026 00:00:00 GMT</pubDate></item><item><title>What to check at a Rochester home showing</title><link>https://www.homesbyluke.com/morning-thoughts/what-buyers-miss-on-first-rochester-showings/</link><guid>https://www.homesbyluke.com/morning-thoughts/what-buyers-miss-on-first-rochester-showings/</guid><description>A Rochester showing checklist: furnace age, radon, drainage, windows, roof condition, and repair estimates before an offer.</description><pubDate>Mon, 05 Oct 2026 00:00:00 GMT</pubDate></item><item><title>Preparing a Rochester home for a winter listing</title><link>https://www.homesbyluke.com/morning-thoughts/winter-prep-before-listing-southeast-minnesota/</link><guid>https://www.homesbyluke.com/morning-thoughts/winter-prep-before-listing-southeast-minnesota/</guid><description>Listing through a Rochester winter? Price it right, clear the path, light the photos, and know when waiting for spring is the smarter call. From Luke Miller.</description><pubDate>Sun, 04 Oct 2026 00:00:00 GMT</pubDate></item><item><title>How long does a build actually take around Rochester?</title><link>https://www.homesbyluke.com/morning-thoughts/new-construction-timelines-rochester-mn/</link><guid>https://www.homesbyluke.com/morning-thoughts/new-construction-timelines-rochester-mn/</guid><description>Building near Rochester? Lot, utilities, builder bids, weather, and the Minnesota new-home warranty. What to check before you commit, from Luke Miller and H&amp;H.</description><pubDate>Sat, 03 Oct 2026 00:00:00 GMT</pubDate></item><item><title>First-time buyer questions I get in Olmsted and Dodge County</title><link>https://www.homesbyluke.com/morning-thoughts/first-time-buyer-questions-olmsted-dodge/</link><guid>https://www.homesbyluke.com/morning-thoughts/first-time-buyer-questions-olmsted-dodge/</guid><description>First home in Rochester, Kasson, Byron, or Stewartville? Payment, Minnesota Housing, inspections, offers, and homestead.</description><pubDate>Fri, 02 Oct 2026 00:00:00 GMT</pubDate></item></channel></rss>